AI PRICE FORECAST
USB Stock Forecast & AI Price Prediction
U.S. Bancorp · Financial Services · Banks - Regional
USB live signal snapshot
USB last traded at $60.70, down 0.08% on the session, trading 8.1% below its 52-week high of $66.08 and 34.8% above its 52-week low of $45.02. Stock Pulse 247's AI model currently rates USB a BUY, at 87% model confidence. Short-term momentum is constructive: the 5-, 10- and 20-day moving averages are stacked upward and price is holding above the 50-day average. The model's one-month path points toward roughly $63.14 (4.0% from here).
On the 14-day relative strength index, USB reads 56.5, showing buyers in control without the stretch of an overbought reading. Its MACD line is above its signal line with a positive histogram (0.16) — upward momentum is accelerating. The 50-day moving average ($59.59) sits 2.3% above the 200-day ($58.25) — a "golden cross" structure that typically supports the longer-term uptrend.
The average 12-month target from 22 Wall Street analysts is $68.80 (range $65.00–$75.00) — 13.3% upside from where USB trades now. The current recommendation trend leans bullish: 16 Buy/Strong Buy ratings vs 0 Sell/Strong Sell (and 8 Hold).
Live figures from real market data feeds, current as of the last site build. Open the interactive USB dashboard for numbers updated throughout today's session.
About U.S. Bancorp
U.S. Bancorp (USB) is a banks - regional company in the financial services sector, headquartered in Minneapolis, MN, United States. U.S. Bancorp, a financial services holding company, provides various financial services to individuals, businesses, institutional organizations, governmental entities, and other financial institutions in the United States. It has a market value of about $94.6 billion and roughly 70,000 full-time employees. Its beta of 1.03 means it has historically moved roughly in line with the market.
USB performance vs. the market
Since the start of 2026 the stock has risen 13.8%, ahead of the S&P 500 (+11.4%) and ahead of the financial services sector fund XLF (+7.0%). On a one-year view it is up 27.6%, 16.1 points better than the S&P 500. Momentum has recently turned: +6.7% in the last month against −6.9% over three months.
| Period | USB | Sector (XLF) | S&P 500 |
|---|---|---|---|
| 1 month | +6.7% | +7.0% | −2.3% |
| 3 months | −6.9% | +0.6% | −2.3% |
| Year to date | +13.8% | +7.0% | +11.4% |
| 1 year | +27.6% | +10.7% | +11.5% |
U.S. Bancorp financials at a glance
In the quarter ended Sep 30, 2026, U.S. Bancorp reported revenue of $8.0 billion and net income of $2.1 billion (a 26.3% net margin). Revenue was up 8.4% from the same quarter a year earlier. The stock trades at a price-to-earnings ratio of 11.8 on trailing earnings of $5.14 per share.
| Quarter ended | Revenue | Net income |
|---|---|---|
| Sep 30, 2026 | $8.0B | $2.1B |
| Jun 30, 2026 | $7.7B | $2.1B |
| Mar 31, 2026 | $7.3B | $1.8B |
| Dec 31, 2025 | $7.4B | $2.0B |
USB vs. its peers
Against 5 of its largest financial services peers, USB's +13.8% year-to-date return beats 3 of them. The strongest of the group this year is Visa (V, +21.3%).
| Company | Price | YTD | P/E | AI verdict |
|---|---|---|---|---|
| U.S. Bancorp (USB) | $60.70 | +13.8% | 11.8 | BUY |
| The PNC Financial Services Group (PNC) | $232.00 | +11.1% | 12.4 | BUY |
| Truist Financial (TFC) | $50.26 | +2.1% | 13.0 | BUY |
| JPMorgan Chase (JPM) | $343.39 | +6.6% | 14.4 | BUY |
| Visa (V) | $425.55 | +21.3% | 34.5 | BUY |
| Mastercard (MA) | $660.73 | +15.7% | 34.6 | BUY |
USB stock: common questions
What is the USB stock price target?
22 Wall Street analysts put the average 12-month target at $68.80, in a range of $65.00–$75.00, versus a recent price of $60.70. Stock Pulse 247's model projects about $63.14 over the next month.
Is USB a buy right now?
Our AI model currently rates USB a BUY at 87% confidence. Among analysts, 16 rate it Buy or Strong Buy, 8 Hold and 0 Sell. Neither is personal advice — weigh them with your own research and risk tolerance.
How has USB stock performed this year?
Since the start of 2026 the stock has risen 13.8%, ahead of the S&P 500 (+11.4%) and ahead of the financial services sector fund XLF (+7.0%). On a one-year view it is up 27.6%, 16.1 points better than the S&P 500. Momentum has recently turned: +6.7% in the last month against −6.9% over three months.
What is USB's 52-week high and low?
USB has traded between $45.02 and $66.08 over the past 52 weeks; at $60.70 it is 8.1% below its 52-week high of $66.08 and 34.8% above its 52-week low of $45.02.
What sector is USB in, and who are its peers?
USB is in the financial services sector (banks - regional). Its largest peers on Stock Pulse 247 include The PNC Financial Services Group (PNC), Truist Financial (TFC), JPMorgan Chase (JPM), Visa (V).
How accurate is the USB forecast?
It's a model estimate from price history, technical indicators and analyst targets, not a guarantee — no model predicts short-term moves reliably. Use it as one input alongside your own research.
How this works: the forecast combines USB's price history, momentum indicators (RSI, MACD, moving averages), volatility and analyst targets into one estimate. It's a model, not a guarantee.