AI PRICE FORECAST
V Stock Forecast & AI Price Prediction
Visa · Financial Services · Credit Services
V live signal snapshot
V last traded at $425.55, up 0.60% on the session, trading 3.8% below its 52-week high of $442.23 and 44.8% above its 52-week low of $293.89. Stock Pulse 247's AI model currently rates V a BUY, at 87% model confidence. Short-term momentum is constructive: the 5-, 10- and 20-day moving averages are stacked upward and price is holding above the 50-day average. The model's one-month path points toward roughly $440.57 (3.5% from here).
On the 14-day relative strength index, V reads 62.3, showing buyers in control without the stretch of an overbought reading. Its MACD line is below its signal line with a negative histogram (-0.07) — downward momentum is accelerating. Its 50-day average ($388.58) is holding 12.3% above the 200-day ($346.13), the pattern chartists call a golden cross.
The average 12-month target from 37 Wall Street analysts is $449.06 (range $330.00–$500.00) — 5.5% upside from where V trades now. The current recommendation trend leans bullish: 35 Buy/Strong Buy ratings vs 1 Sell/Strong Sell (and 4 Hold).
Live figures from real market data feeds, current as of the last site build. Open the interactive V dashboard for numbers updated throughout today's session.
About Visa
Visa Inc. (V) is a credit services company in the financial services sector, headquartered in San Francisco, CA, United States. Visa Inc. operates as a payments technology company in the United States and internationally. It has a market value of about $794.0 billion and roughly 34,800 full-time employees. Its beta of 0.79 means it has historically moved roughly in line with the market.
V performance vs. the market
Since the start of 2026 the stock has risen 21.3%, ahead of the S&P 500 (+11.4%) and ahead of the financial services sector fund XLF (+7.0%). On a one-year view it is up 27.1%, 15.6 points better than the S&P 500. The last month (+7.4%) continues the three-month advance (+16.4%).
| Period | V | Sector (XLF) | S&P 500 |
|---|---|---|---|
| 1 month | +7.4% | +7.0% | −2.3% |
| 3 months | +16.4% | +0.6% | −2.3% |
| Year to date | +21.3% | +7.0% | +11.4% |
| 1 year | +27.1% | +10.7% | +11.5% |
Visa financials at a glance
In the quarter ended Sep 30, 2026, Visa reported revenue of $12.1 billion and net income of $6.0 billion (a 49.4% net margin). Revenue was up 13.2% from the same quarter a year earlier. The stock trades at a price-to-earnings ratio of 34.5 on trailing earnings of $12.32 per share. Trailing free cash flow was $21.0 billion, and total debt equals 64% of shareholders' equity.
| Quarter ended | Revenue | Net income |
|---|---|---|
| Sep 30, 2026 | $12.1B | $6.0B |
| Jun 30, 2026 | $11.6B | $5.6B |
| Mar 31, 2026 | $11.2B | $6.0B |
| Dec 31, 2025 | $10.9B | $5.9B |
V vs. its peers
Against 5 of its largest financial services peers, V's +21.3% year-to-date return beats 5 of them. None of them has done better this year.
| Company | Price | YTD | P/E | AI verdict |
|---|---|---|---|---|
| Visa (V) | $425.55 | +21.3% | 34.5 | BUY |
| Mastercard (MA) | $660.73 | +15.7% | 34.6 | BUY |
| American Express (AXP) | $323.11 | −12.7% | 18.2 | HOLD |
| Capital One Financial (COF) | $197.11 | −18.7% | 12.1 | SELL |
| PayPal Holdings (PYPL) | $59.48 | +1.9% | 11.4 | BUY |
| Affirm Holdings (AFRM) | $67.84 | −8.9% | 11.8 | SELL |
V stock: common questions
What is the V stock price target?
37 Wall Street analysts put the average 12-month target at $449.06, in a range of $330.00–$500.00, versus a recent price of $425.55. Stock Pulse 247's model projects about $440.57 over the next month.
Is V a buy right now?
Our AI model currently rates V a BUY at 87% confidence. Among analysts, 35 rate it Buy or Strong Buy, 4 Hold and 1 Sell. Neither is personal advice — weigh them with your own research and risk tolerance.
How has V stock performed this year?
Since the start of 2026 the stock has risen 21.3%, ahead of the S&P 500 (+11.4%) and ahead of the financial services sector fund XLF (+7.0%). On a one-year view it is up 27.1%, 15.6 points better than the S&P 500. The last month (+7.4%) continues the three-month advance (+16.4%).
What is V's 52-week high and low?
V has traded between $293.89 and $442.23 over the past 52 weeks; at $425.55 it is 3.8% below its 52-week high of $442.23 and 44.8% above its 52-week low of $293.89.
What sector is V in, and who are its peers?
V is in the financial services sector (credit services). Its largest peers on Stock Pulse 247 include Mastercard (MA), American Express (AXP), Capital One Financial (COF), PayPal Holdings (PYPL).
How accurate is the V forecast?
It's a model estimate from price history, technical indicators and analyst targets, not a guarantee — no model predicts short-term moves reliably. Use it as one input alongside your own research.
How this works: the forecast combines V's price history, momentum indicators (RSI, MACD, moving averages), volatility and analyst targets into one estimate. It's a model, not a guarantee.