AI PRICE FORECAST
SCHW Stock Forecast & AI Price Prediction
The Charles Schwab · Financial Services · Capital Markets
SCHW live signal snapshot
Shares of SCHW were last at $92.78, down 0.27% on the day, trading 19.0% below its 52-week high of $114.53 and 10.5% above its 52-week low of $83.96. Stock Pulse 247's AI model currently rates SCHW a HOLD, at 72% model confidence. The technical signals aren't aligned enough for a directional call yet. The short-term averages are tangled, giving no clean trend signal either way. Its one-month projection is about $93.28, a 0.5% move from the last price.
SCHW's 14-day RSI is 58.5 — healthy bullish momentum without being overextended. The MACD indicator sits over its signal line, and the histogram reading of 0.82 shows buying pressure building. Its 50-day average ($97.49) is holding 0.4% above the 200-day ($97.12), the pattern chartists call a golden cross.
22 Wall Street analysts covering SCHW put the average price target at $116.86 (range $82.00–$147.00), implying 26.0% upside from the current price. The current recommendation trend leans bullish: 18 Buy/Strong Buy ratings vs 1 Sell/Strong Sell (and 5 Hold).
Live figures from real market data feeds, current as of the last site build. Open the interactive SCHW dashboard for numbers updated throughout today's session.
About The Charles Schwab
The Charles Schwab Corporation (SCHW) is a capital markets company in the financial services sector, headquartered in Westlake, TX, United States. The Charles Schwab Corporation, together with its subsidiaries, operates as a savings and loan holding company that provides wealth management, securities brokerage, banking, asset management, custody, and financial advisory services in… It has a market value of about $160.1 billion and roughly 33,900 full-time employees. Its beta of 0.75 means it has historically moved roughly in line with the market.
SCHW performance vs. the market
Year to date, SCHW has lost 7.1%, behind the S&P 500 (+11.4%) and behind the financial services sector fund XLF (+7.0%). Over the past 12 months the stock has lost 2.9%, 14.4 points worse than the S&P 500. Its −3.3% move over the past month extends a −15.7% three-month slide.
| Period | SCHW | Sector (XLF) | S&P 500 |
|---|---|---|---|
| 1 month | −3.3% | +7.0% | −2.3% |
| 3 months | −15.7% | +0.6% | −2.3% |
| Year to date | −7.1% | +7.0% | +11.4% |
| 1 year | −2.9% | +10.7% | +11.5% |
The Charles Schwab financials at a glance
The Charles Schwab's most recent quarter (ended Sep 30, 2026) brought in $7.2 billion of revenue and net income of $2.8 billion (a 39.2% net margin). Revenue was up 16.9% from the same quarter a year earlier. The stock trades at a price-to-earnings ratio of 15.9 on trailing earnings of $5.85 per share.
| Quarter ended | Revenue | Net income |
|---|---|---|
| Sep 30, 2026 | $7.2B | $2.8B |
| Jun 30, 2026 | $7.1B | $2.7B |
| Mar 31, 2026 | $6.5B | $2.4B |
| Dec 31, 2025 | $6.3B | $2.4B |
SCHW vs. its peers
SCHW's −7.1% this year ranks ahead of 2 of the 5 big financial services names below. The strongest of the group this year is Riot Platforms (RIOT, +44.3%).
| Company | Price | YTD | P/E | AI verdict |
|---|---|---|---|---|
| The Charles Schwab (SCHW) | $92.78 | −7.1% | 15.9 | HOLD |
| Morgan Stanley (MS) | $190.61 | +7.4% | 15.1 | BUY |
| The Goldman Sachs Group (GS) | $926.81 | +5.4% | 13.3 | BUY |
| Robinhood Markets (HOOD) | $84.58 | −25.2% | 39.0 | HOLD |
| IREN Limited (IREN) | $20.84 | −44.8% | — | HOLD |
| Riot Platforms (RIOT) | $18.28 | +44.3% | — | BUY |
SCHW stock: common questions
What is the SCHW stock price target?
22 Wall Street analysts put the average 12-month target at $116.86, in a range of $82.00–$147.00, versus a recent price of $92.78. Stock Pulse 247's model projects about $93.28 over the next month.
Is SCHW a buy right now?
Our AI model currently rates SCHW a HOLD at 72% confidence. Among analysts, 18 rate it Buy or Strong Buy, 5 Hold and 1 Sell. Neither is personal advice — weigh them with your own research and risk tolerance.
How has SCHW stock performed this year?
Year to date, SCHW has lost 7.1%, behind the S&P 500 (+11.4%) and behind the financial services sector fund XLF (+7.0%). Over the past 12 months the stock has lost 2.9%, 14.4 points worse than the S&P 500. Its −3.3% move over the past month extends a −15.7% three-month slide.
What is SCHW's 52-week high and low?
SCHW has traded between $83.96 and $114.53 over the past 52 weeks; at $92.78 it is 19.0% below its 52-week high of $114.53 and 10.5% above its 52-week low of $83.96.
What sector is SCHW in, and who are its peers?
SCHW is in the financial services sector (capital markets). Its largest peers on Stock Pulse 247 include Morgan Stanley (MS), The Goldman Sachs Group (GS), Robinhood Markets (HOOD), IREN Limited (IREN).
How accurate is the SCHW forecast?
It's a model estimate from price history, technical indicators and analyst targets, not a guarantee — no model predicts short-term moves reliably. Use it as one input alongside your own research.
How this works: the forecast combines SCHW's price history, momentum indicators (RSI, MACD, moving averages), volatility and analyst targets into one estimate. It's a model, not a guarantee.